When you make a will you can

• Leave clear instructions about how your estate is to be distributed
• Choose your own executors , meaning you have the piece of mind that the right people will be carrying out your wishes
• Appoint Guardians to look after your children until they come of age at 18
• Make financial arrangements which take care of vulnerable loved ones
• Ensure your unmarried partner receives a share of your estate
• Make financial arrangements for loved ones and any causes close to your heart
• Pass on sentimental items such as jewellery
• Streamline your affairs so that you minimise any Inheritance Tax payable on your estate

If you die without making a will the laws of intestacy decide who receives your estate and may incur significant costs